The American Express® Gold Card is a premium rewards card designed for those who prioritize dining and travel in their spending habits. Known for its impressive rewards structure, the card offers 4X Membership Rewards® points at restaurants worldwide, including takeout and delivery, and at U.S. supermarkets (on up to $25,000 in purchases per year, then 1X). This makes it a popular choice among food enthusiasts and frequent diners, as well as those who spend regularly on groceries.
In addition to dining rewards, the Amex Gold Card also earns 3X points on flights booked directly with airlines or through Amex Travel. This feature appeals to travelers seeking to maximize points on airfare, helping to offset future travel costs. For all other purchases, cardholders earn 1X point per dollar spent, which can still add up for everyday expenses outside the core rewards categories.
The card includes several valuable perks, such as an annual $120 dining credit, which can be used at select restaurants and food delivery services in monthly increments of $10 (enrollment required). Additionally, there’s a $100 airline fee credit each calendar year, which can be applied to incidental charges like checked baggage and in-flight purchases (enrollment required).
With an annual fee of $250, the Amex Gold Card is geared toward consumers who can take advantage of these rewards and credits to justify the cost. Its range of perks and high rewards rates on dining and travel make it a strong choice for those looking to maximize value in these categories.
